Depending on the type of plan you signed up for, there are three sets of medical aid benefits available for the year. It is important for members to understand what these benefits mean and how it impacts on their healthcare needs. These days medical aids are becoming much more restrictive with managed healthcare to control spending. It therefore requires careful planning and participation by the member to ensure that the benefits last the entire year or at least most of the year. Realistically the medical aid benefits on most plans can fund the average person’s healthcare for most of the year but given the overuse of medical aid, fraudulent claims, unhealthy lifestyle and diseases like HIV which makes a person ill more frequently, the limits for these benefits are often not enough.

Continue reading “Medical Aid Benefits for the Year” →